How to Create an ARS Transfer

ARS transfers send funds to an Argentine bank account. Like BRL, bank accounts in LATAM are not associated with beneficiaries — they are created automatically when the transfer is submitted.

There are three ways to create an ARS transfer:

• Option A — New transfer using a CBU, CVU, or Alias (creates the bank account inline)
• Option B — New transfer with full bank data (creates the bank account inline)
• Option C — Reuse a previously created bank account via bankAccountId

PDF attachments are optional for ARS transfers. If included: maximum 10 files, maximum 1 MB per file, PDF format only.

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Option A — CBU/CVU/Alias

Pass the CBU, CVU, or account alias as accountNumber and the account holder name as bankAccountName. No additional bank fields are required.

Required fields for this option:

Field	Description
currency	ARS
amount	Amount in ARS
bankCountry	Bank country code (AR)
accountNumber	CBU, CVU, or alias
bankAccountName	Account holder name

Request

curl -X POST "/api/v1/transfer" \
  -H "Authorization: Bearer <token>" \
  -F "currency=ARS" \
  -F "amount=950000.00" \
  -F "bankCountry=AR" \
  -F "accountNumber=0000003100012345678901" \
  -F "bankAccountName=María González"

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Option B — Full Bank Data

Pass complete bank account data directly in the transfer body. A new bank account is created automatically and linked to the transfer.

Required fields for this option:

Field	Description
currency	ARS
amount	Amount in ARS
bankCountry	AR
accountNumber	Bank account number
bankAccountName	Account holder name
bankName	Bank name

Request

curl -X POST "/api/v1/transfer" \
  -H "Authorization: Bearer <token>" \
  -F "currency=ARS" \
  -F "amount=950000.00" \
  -F "bankCountry=AR" \
  -F "accountNumber=0000003100012345678901" \
  -F "bankAccountName=María González" \
  -F "bankName=Banco Galicia"

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Option C — Existing Bank Account

If a bank account was previously created through a prior transfer, it can be reused by passing its id as bankAccountId. No bank account fields are needed.

List existing Argentine bank accounts

curl -X GET "/api/v1/bank-account?bankCountry=AR" \
  -H "Authorization: Bearer <token>"

This returns a paginated list of bank accounts linked to the authenticated user. Use the id of the desired account.

Request

curl -X POST "/api/v1/transfer" \
  -H "Authorization: Bearer <token>" \
  -F "bankAccountId=d6c6c357-343f-4106-8f7d-b678c60ff10a" \
  -F "currency=ARS" \
  -F "amount=950000.00" \

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Response (201) — All options

{
  "id": "f47ac10b-58cc-4372-a567-0e02b2c3d479",
  "transferNumber": "002095696342671878",
  "status": "pending",
  "currency": "ARS",
  "amount": "1500000.00",
  "amountInUSD": "1000.00",
  "quote": "1500.00",
  "pdfDocuments": [],
  "bankAccount": {
    "id": "d6c6c357-343f-4106-8f7d-b678c60ff10a",
    "name": "María González",
    "bankCountry": "AR",
    "accountNumber": "0000003100012345678901",
    "bankName": "Banco Galicia"
  },
  "createdAt": "2026-05-14T12:05:00.000Z",
  "updatedAt": "2026-05-14T12:05:00.000Z"
}

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Balance Impact

Event	Effect on Balance
Transfer created	amountInUSD is immediately deducted from the user's available balance
Transfer rejected	Amount is automatically restored to the user's balance